Without a functioning vehicle, some may find it impossible to perform daily tasks, such as commuting to work, shopping, or carting kids to and from school. Auto loans are an integral part of the buying process, and we are willing to work with you to negotiate a price that everyone can live with.

Things like budget, financial history, and credit score can all have an effect on the terms of a loan. Here are a few things to remember when negotiating a car loan. By keeping these tips in mind, you can rest assured you will procure a loan that’s just right for you.

Be Aware of Your Credit History

Before visiting one of our top-notch sales staff, be sure you are fully aware of your credit history. Your credit score is a huge factor in what type of interest rate you’ll ultimately end up with. There are numerous websites which offer free credit checks online, and for a small fee you can get a more comprehensive report. This will give you an indication of what type of loan you’ll be eligible for.

Arrange Financing Through the Dealership

Our dealership offers a number of financing options for many types of customers. Depending on your credit history, a low interest loan may be a distinct possibility. Our experienced salespeople will work closely with you to determine a loan that will work with your individual financial outlook.

Consider Putting More Money Down

A larger down payment can be extremely beneficial to procuring a reasonable loan. With more money down, the length of a loan may become shorter, and interest rates with be far easier to deal with. This is especially true for customers with faulty credit histories. A larger down payment can help lessen the financial burden associated with car loans.

No matter the financial situation, we can help you to determine the best possible outcome. With some assistance, you are sure to find the vehicle of your dreams at a price you can afford.

When your teenager reaches driving age and wants a car, you will probably have many decisions to make. Not only will you have to compromise with your teen when it comes to what you will pay for and what make and model is acceptable, you will also have to consider which used cars are the safest for him or her to drive. If you’re ready to buy your teen a car, we’re here to help with a few tips that might make the processes easier.

Think Simplicity

While your teenager probably has a make and model already in mind, you may want to make some boundaries clear before you start browsing used cars together. Not only will price be a factor, but it can be expensive to insure teen drivers as well. Their age and inexperience make them a considerable liability to many insurance companies, so choosing a no-frills vehicle may help you save money.

Do Your Homework

While we can help you choose a safe used car for your teen, it might also help if you perform some research on your own before you visit our lot. Take the time to discover which used cars have the best safety ratings, which ones have additional safety equipment that might keep your child safer and which are the least expensive to operate. The more you know before you begin to look at individual cars, the easier it might be to arrive at a decision.

Prepare Your Teen for Test Drives

Even if you will be doing much of the legwork and putting up the cash for your teen’s car, you may still want to prepare him or her for what will be involved with test driving vehicles. Teach them what to look and listen for and help them prepare a list of questions to ask our sales associate for during and after a test drive.

Buying your teenager his or her first used car doesn’t have to be a headache. Compromise, research and careful planning can all ensure a more enjoyable buying experience for you both.

Many times it is hard for a first time car buyer to receive a loan for a car. This is because they have no previous car loans on their credit profile to prove that they can make their monthly car note payments on time. When it comes to getting your first car, your first car loan should be easy for you to make in low monthly payments. Many car dealers allow you to apply for a car loan online before you even go into the store. This will tell you how much you have been approved for and therefore narrow down your car search by price.

If you find the right car dealer that provides auto financing, buying a car can be an easy process. A knowledgeable sales person can help guide you to the perfect car that you can afford and that you know you are approved for.

First time auto loans are made specifically for buyers that have never purchased a used car on their own before. This means that they have decent interest rates and low monthly payments that you can afford in accordance to your income. When you fill out an application for one of these loans, you will be asked a number of questions about your income, and you will be asked to show recent paystubs. You will also have your credit profile pulled so the bank or dealership can look at your credit score.

Usually, the better you credit score is the better the interest rate on your loan will be. If you are concerned about your credit score, many banks are willing to work with first time car buyers. You can also get a co-signer that has good credit to sign on your loan with you. This will get you a better interest rate, and after a year of paying on time, your credit score should increase significantly.

Buying a car can be an easy process for a first time car buyer if you come to us.

In order to make any large purchase, you must decide how you are going to pay for it. Unless you have the full price of the car saved when you are ready to buy, you will likely need to finance the vehicle into reasonable monthly payments. Sailing through the sea of car loans can be a hassle, though. To help you navigate those waters, the dealership can offer both financing and deals that you cannot get anywhere else.

Customized Lending

Financing your next vehicle through the dealership is a great way to find the loan that is perfect for your life and your budget. We are highly motivated to help you find the loan that makes buying a car off our lot possible. The dealership fosters relationships with lenders and is therefore better able to assist you with finding the right lender and the right loan for you. If you need to extend the term of your loan or need a loan that caters to mediocre credit, the dealership’s experience can come in handy. We want to see you driving off in your next car as soon as possible, and we will work to get you the financing to make that happen.

Special Deals

If you have great credit, getting a loan through the dealership can come with even more perks. For example, some dealerships are able to finance an introductory interest rate of below 3% on a newly purchased vehicle. At other times, discounts might be given off the total price of the car. Only by establishing car loans through the dealership are you are able to take advantage of these deals when they are offered.

There may be many ways to pay for your next vehicle, but only one way lets you take advantage of the experience and special deals offered by the dealership. Securing your car loan where you buy it has its benefits.

Buying used cars is a smart move, and there are even ways to make it smarter. We can guide you through the process so you drive off our lot with a nice car at a really nice price. One truly smart move is to buy a newer used car, one that is between one to three years old. This is often the sweet spot for getting a good deal and a fine vehicle.

Value

Everyone knows a new car loses a large percentage of its resale value when it is driven off the lot. Some estimates are as high as 30 percent. After that, the depreciation of a car stabilizes for several years. When the car gets much older, depreciation tends to speed up again. When you buy a newer used car you can also benefit from lower maintenance costs. It could be years before brakes, tires, batteries and windshield wipers need to be replaced. Larger repairs such as transmission or engine work could be even further down the road.

Reliability

Newer used cars tend be very reliable, making the prospect of being stranded somewhere unlikely. Dependability in a car is one of the things people value the most. Not only can breaking down in an unfamiliar place be expensive, it could also be dangerous. Most people do not want friends or family members driving an automobile that could break down.

Technology

With a used car that is only a year or two old, you should be able to enjoy all of the latest technology for safety, comfort and performance. These cars will likely have such features as Bluetooth, lane stabilization, rearview cameras, passenger side airbags and many other advances. With savings from buying a used car, you might even be able to afford a loaded vehicle.

We believe used cars are a wonderful value. They offer value, reliability and smart technology all at once.

If you have a family, this is something that you want to remember when you are looking at used cars. There are certain features that will be beneficial for families. You can let your salesperson know that you are shopping for a family vehicle from the beginning so that you can better narrow down your choices.

Four Doors

While a family can use a two-door vehicle, four doors are so much more convenient. This is especially true if you have small children. It is much easier to place a carseat and strap children in when you have a vehicle with four doors. Kids can also enter and exit easier and without having to climb over the front seats of the vehicle.

Extended Safety Features

Features like a backup camera or lane change sensors can help to keep you safe and on the road. This is especially important for families because you want to ensure that your children are as safe as possible. You can also look at features like a child seat anchor and adjustable seatbelts to ensure a proper fit for passengers of all sizes.

Adjustable Seats

If multiple people will be driving the vehicle, you want to ensure that all drivers can operate the vehicle safely and comfortably. Adjustable seats are critical since all drivers will be different heights and sizes. Ideally, you want the driver’s seat to be able to be adjusted back and forth, as well as up and down, to best accommodate all drivers. Being able to adjust the steering wheel and the mirrors is also important and something to look at when you are exploring the vehicles available.

As you can see, there are several things to consider when looking for a used vehicle for your family. These are just a few things to keep in mind to ensure you find the perfect vehicle for everyone.

Performing regular car maintenance can be tricky. It’s so easy to just slip on by when everything is working well that you often skip an oil change or forget to rotate your tires. This, however, is where things get dangerous. Not maintaining something that is used so often can lead to unexpected break downs and end up costing you more in the long run because you’ll be taking care of broken parts in your engine or tires that were worn down prematurely.

So how do you take care of your car in the best possible way? For starters, and this goes without saying, don’t miss those recommendations. Do get regular oil changes, rotate your tires and switch out your air filter often to keep your car running to its full capacity. This will help you to avoid those frustrating service charges that often come with poor car maintenance. Although safety recalls don’t happen to everyone, when they do it’s for a legitimate reason. Don’t neglect taking in your car to have the recall problem corrected and risk damaging your vehicle further. Do book an appointment and come in to have it inspected and replaced according to the manufacturer’s specifications.

When you’re running around town finishing errands and taking care of household stuff, it’s easy to ignore those little warning lights that tend to pop up. If there are one or two that just won’t seem to go away, don’t ignore them. Instead, do some research and bring your vehicle in to be serviced. This will not only take care of the problem at hand, but will give you the peace of mind that you need to carry on with your tasks at hand.

Taking care of your car is more than just giving it a bath every one and a while. Give it the upkeep it deserves by bringing it in to us, having that car maintenance performed on a regular basis and being able to rest assured that everything’s in top working order.

We are extremely proud of the level of customer satisfaction that our customers have when they work with us to buy their used cars. Not only are we dedicated to ensuring that each of our customers gets the right cars for their needs and lifestyles, but we are also interested in ensuring that our customers get the best financial arrangements when they buy their used cars from us. If you’re in the market for a used car, we’d like to give you a few reasons why buying your used car from us can be a wise move:

Great financing

One of the top concerns amongst all of our customers is financing. Our customers are not only interested in getting the lowest possible price for their cars, but they are also interested in getting great car loans that they can easily afford to repay for years to come. We offer great financing opportunities, including special programs, trade-in programs, and even car loans that suit all budgets. Contact us for details or to learn more about the financing opportunities that may be right for you.

Huge selection

Finding the right used car often requires that customers look through dozens of different types of cars. We have a huge selection of used cars in Windsor that our customers can look through in order to find the best options, features, and vehicles for their needs. Our customers can also test drive these cars to see how they handle before they buy!

Inspection It is essential that every used car is inspected thoroughly to ensure that the used car is not only expected to run when the customer takes it off the lot, but we also want to make sure that the used cars we sell will run for years to come so that our customers can save money and know they have a reliable car. Ask us about what is covered by our inspection; you may be surprised by how exhaustive it is!

Warranty

Even though we are confident that every used car we sell will hold up for years to come, we still make sure that our customers have a warranty for the cars. This warranty helps to give our customers peace of mind that we will be available to service their cars if they need any assistance. Many items are covered by our warranty; ask us for details!

Contact AutoMaxx Windsor, your used car dealer in Windsor today to get started finding the right used car for your needs on our lot. We look forward to working with you!

For several years, the average age of passenger vehicles on the road has exceeded 10 years. Whether your car is new, 5 years old, 10 years old, or more, we know how important it is to you that your car reliably get you where you’re going. Good auto service isn’t enough, you should be concerned with getting great auto service. Here are just a few of the ways we live up to the word “great.”

We Know the Common Problems

Do you know the two most common car failures are the cooling system and the tires? Thankfully, you don’t have to know, because we do. When it comes time to look at your car, we know right where to start to find any problems as fast as possible. Coming in for routine maintenance instead? Since we know the most common trouble spots, you can be sure we’ll check them out and let you know whether those areas can make it to your next check-up or should be addressed sooner.

We Know the Uncommon Problems

Not every car repair is straight forward. If your car is reluctant to start at home works right away when you bring it in, there’s still an explanation for it and we can track it down. We can also find solutions when the problem is a factory defect, fluids out of place, or a swapped wire from a sloppy fix years ago that makes your check engine light come on when you use your blinker.

We Make it Easy

When your car needs service but you’re not sure what’s wrong, we can ask the right questions to narrow down the problem. It’s alright if you don’t know the difference between bucking or a misfire, if all you can tell us is the engine seems sluggish then we can take it from there to determine which kind of sluggish you’re dealing with.

You Can Trust the Results

Whatever you bring your car in for, you can trust our results. With knowledge of vehicles across a wide range of makes, models, and ages, we can get your car running smoothly. Getting great auto service should never be a chore, and we make sure of that.

When it comes to car loans, no matter if they’re regular, bad credit, bankruptcy, slow credit or any other kind of loan, it’s best to focus more on the length of the loan instead of the amount of monthly payment that you’ll be able to afford. This might sound a bit counterintuitive, but focusing on the bigger picture comes with bigger and better advantages.

While getting a good interest rate and monthly payments that you can easily afford are important when it comes to auto loans, a loan might come with a monthly payment that you just can’t quite afford. If this is the case, then you may apply for a longer term loan so that you can get a monthly payment that you can afford. The danger with this strategy is that you might actually wind up paying even more down the road.

A seven-year loan might come with lower monthly payments, but the overall interest rate will more than likely be higher than that of a five-year loan. It’s not unusual for someone to pay more than double the cost of finance charges for a seven-year loan than they would a five-year loan. Something else to think about is the fact that you’ll have two more years of car payments with a seven-year loan than you would a five-year loan.

Something else to think about with longer auto loans is that it can take you longer to build up equity, which is defined as your car being worth more than you owe on it. Having negative equity or being “upside down” on your vehicle essentially means that you owe more on your car than it’s actually worth. To keep from being upside down and to build equity, you’ll want to pay as much as you can on the original down payment for your quality used vehicle.

Before you get swept up in the idea of getting a new car, make sure that you are fully aware of what you’re getting into and the terms that you’re agreeing to. A short-term car loan can come with several long-term benefits.